Car Insurance in United Kingdom

In 1930, the UK government introduced a law that required every person who used a vehicle on the road to have at least third party personal injury insurance. Today UK law is defined by the Road Traffic Act 1988, which was last modified in 1991. The Act requires that motorists either be insured, have a security, or have made a specified deposit (£500,000 as of 1991) with the Accountant General of the Supreme Court, against their liability for injuries to others (including passengers) and for damage to other persons' property resulting from use of a vehicle on a public road or in other public places.

Car Insurance in South Africa

South Africa allocates a percentage of the money from gasoline into the Road Accidents Fund, which goes towards compensating third parties in accidents

Car Insurance in Romania

Romanian law mandates Răspundere Auto Civilă, a motor-vehicle liability insurance for all vehicle owners to cover damages to third parties

Car Insurance in Norway

In Norway you need a minimum of liability insurance to drive any kind of vehicle on the road.

Car Insurance in Ireland

The Road Traffic Act, 1933 requires all drivers of mechanically propelled vehicles in public places to have at least third-party insurance, or to have obtained exemption - generally by depositing a (large) sum of money with the High Court as a guarantee against claims. In 1933 this figure was set at £15,000. The Road Traffic Act, 1961 (which is currently in force) repealed the 1933 act but replaced these sections with functionally identical sections.

Car Insurance in India

Auto Insurance in India deals with the insurance covers for the loss or damage caused to the automobile or its parts due to natural and man-made calamities. It provides accident cover for individual owners of the vehicle while driving and also for passengers and third party legal liability. There are certain general insurance companies who also offer online insurance service for the vehicle.

Car Insurance in Indonesia

Third-party vehicle Insurance is a mandatory requirement in Indonesia and each individual car and motorcycle must be insured or the vehicle will not be considered legal.

Car Insurance in Hungary

Third-party vehicle insurance is mandatory for all vehicles in Hungary. No exemption is possible by money deposit. The premium covers all damage up to HUF 500M (about €1.8M) per accident without deductible.

Car Insurance in Germany

Since 1939 it is compulsory to have third party personal insurance before keeping a motor vehicle in all federal states of Germany. Besides, every vehicle owner is free to take out a comprehensive insurance policy.

Car Insurance in Canada

Several Canadian provinces (British Columbia, Saskatchewan, Manitoba and Quebec) provide a public auto insurance system while in the rest of the country insurance is provided privately.

Car Insurance in Australia

In South Australia, Third Party Personal insurance from the Motor Accident Commission is included in the licence registration fee for people over 17. A similar scheme applies in Western Australia.

In Victoria, Third Party Personal insurance from the Transport Accident Commission is similarly included, through a levy, in the vehicle registration fee.

Car Insurance Public policy

In many jurisdictions it is compulsory to have vehicle insurance before using or keeping a motor vehicle on public roads. Most jurisdictions relate insurance to both the car and the driver, however the degree of each varies greatly.Several jurisdictions have experimented with a "pay-as-you-drive" insurance plan which is paid through a gasoline tax. This would address issues of uninsured motorists and also charge based on the miles driven, which could theoretically increase the efficiency of the insurance through streamlined collection.

Vehicle insurance

Vehicle insurance (also known as auto insurance, car insurance, or motor insurance) isinsurance purchased for cars, trucks, and other road vehicles. Its primary use is to provide protection against physical damage and/or bodily injury resulting from traffic collisions and againstliability that could also arise therefrom.

Auto Insurance Tips

Tips on Saving money on your auto insurance?
Explore auto insurance discounts

Safe Driver Discounts
Without the extra cost of auto repairs and speeding tickets, it's should be no surprise that good drivers save money on their auto insurance right off the bat. Many states reward safe drivers with deep discounts.
Specialized Occupation Discount
If you or your husband or wife is employed as an engineer, educator, or a scientist, you may be eligible for an auto insurance discount simply based on his or her profession.
Car Alarms
Not only will investing in a car alarm protect your vehicle from theft and give you piece of mind, it may save you money on your auto insurance. Other anti-theft devices, like certified car tracking systems may also earn you an auto insurance discount
Safety Equipment
If you're in the market for a new car, get one that has the latest in safety equipment. Your vehicle's safety equipment could save you money on your auto insurance, but more importantly, it could save your life.

Auto insurance in Germany

Latest news of Germany auto insurance industry

As per latest news, Volkswagen Credit, a major auto insurance services provider, is levying a fee worth $150. This amount 

would be imposed on independent service contracts, that are insured by it, and whose loan periods are in excess of 5 years. 

This fee has been brought out in 2009. Some other policies have also been adopted by Volkswagen Credit, in order to reduce losses it suffered in recent times.